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Mrs Thatcher’s words, almost always taken out of context, inspired me when I read of David Cameron’s latest project. Mrs Thatcher was, of course, completely correct: there is no such thing as society, only the individuals, families and other voluntary groupings that people may define themselves by.
Mr Cameron, as many other social democrats are wont to do, is trying to disprove her words by subverting a reference to her famous quotation.
There are so many, many things that are wrong-headed about “the Big Society” that I hardly know where to start. There is an article outlining a leaked announcement (remember those? They weren’t supposed to be happening any more!) at City AM:
THE Prime Minister will today announce plans to fund charitable projects using hundreds of millions of pounds that is lying dormant in unclaimed bank accounts.
In one sentence, one simple sentence, an entire universe of self-righteous complacency is laid bare:
- Hundreds of millions of pounds of other people’s money, money that could potentially be sitting there for a rainy day, or for retirement, or some other purpose. But that purpose is not as noble as David Cameron’s “vision”, is it?
- If this was being done by anyone else, even a charity, would it not be called “bare-faced theft”?
- “Charitable” projects? By whose definition? And since when does giving taxpayers’ money, extorted with menaces, taken without consent, constitute “charity”?
- Which wise and noble people are we going to entrust this money to? More quangos and fake charities that will be used to peddle puritan nonsense for the benefit of the children? Anti-smokers, anti-drinkers, anti-fooders, every hateful self-righteous, priggish collection of bullies, nannies and interfering busybodies, perhaps?
David Cameron will detail proposals to siphon off money from accounts that haven’t been used in the last 15 years or more, and use the cash to fund schemes in the voluntary sector.
I’m sure I’ve got bank accounts lying around that haven’t been touched for fifteen years, probably because they only have pennies in them. That still doesn’t mean that the Prime Minister is allowed to steal these paltry sums from me, does it?
A new wholesale bank will be responsible for doling out the money – thought to total up to £400m – to charities and other voluntary organisations that apply for grants.
Oh, my word! So the favoured few who have the ear of unelected quangocrats in this new wholesale bank will be given money entirely unlawfully taken from frugal people and be allowed to squander it on anything that takes their fancy, will they?
I cannot believe the bare-faced effrontery of this poltroon! And yet, around the country, people are quietly nodding to themselves at what a good idea this theft will be!
Cameron is hoping the scheme, which will be announced at a speech in Liverpool later today, will prove that his plans for a “Big Society” have not been put on ice in the face of the tightest spending squeeze in Britain’s peacetime history.
Mr Cameron is clearly no different than his predecessor in believing that the omniscient state is wiser at spending our savings than we are. The only difference was that even Gordon brown did not have the temerity to baldly steal money out of our bank accounts to fund his pet projects.
Is there even a banana republic dictator that would steal so shamelessly?
TJW is an itinerant blogger who lives in East Angular. He grew up as a fascist, mellowed into a Tory and was converted to anarchism in his middle age by the Devil's Kitchen.
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Actually Gordon Brown proposed exactly that and a social investment bank to fund community projects to boot; this is actually a fair amount of rehashed labour policy…
Ah, Jules, but Gordon Brown never actually did this. I fear that Cameron actually will do this.
I doubt it. GB never did it because it’s an administrative and legal minefield. Eleanor’s point, below, illustrates one of the pitfalls: the time and effort (=money) it takes to be certain that there is no residual claimant makes it a non-starter.
Equally, an attempt to enact legislation designed to expropriate dormant accounts would probably hit the buffers amongst howls of protest – echoing the indignation expressed in your piece.
If somebody with the overarching sense of entitlement of Gordon Brown abandons a plan, you can be confident that the game isn’t worth the candle.
Good article, Thaddeus.
Indeed, it’s stealing from us in order to give to the state’s mates. Can’t have the public doing what it wants with its own money, now can we?
Will any attempt be made to find out if someone living is entitled to this money? Like grandchildren and such. Just because they don’t know about it doesn’t give the government the right to spend it.
I believe the criteria is that the client has been uncontactable for 15 years, and that the bank will have to have made reasonable endeavours to contact them.
I think T J W is right. But then on the other hand I know I have about 67p in an old student account registered to a student house from more than 15 years ago, I don’t mind the government stealing that, I’m more worried about the thousands from my pay packet every month.
Perhaps Mr Cameron is relying on a transatlantic precedent for his authority to commit this theft:
“When the President does it, that means it is not illegal.”
Richard M. Nixon
We don’t actually have the details yet, do we?
But whether it’s as described or not, no way will it realise a take of
With some experience, little of it good, I have cause for concern on the competencies and motivations of those funded by the public purse to take more money from them and then assess who is worthy to get what’s been taken, especially after a nice cut for ‘expenses’.
I seem to remember the GB plan was not to ‘take’ the money but merely to ‘borrow’ it for an indefinite period.
The money would be collected from dormant accounts and spent, and whenever anyone put in a claim for their own dosh they get reimbursed by the Government (taxpayer). What they are banking on is inertia with respect to people checking old accounts. They can spend a lump sum now with a big fanfare and pay it back in dribs and drabs.
Although to me it is tantamount to theft, the Government doesn’t intend to deprive us of these pennies as they are likely to be repayable on demand, so probably isn’t theft as the law would see it.(Though a jury might disagree!)
A question that needs answering: If I have money in a dormant account it attracts interest. If the Gov. takes that money and I later claim it back will it reimburse the cash *and* the lost interest that should have been building up?
Surely money doesn’t lie unused in a ‘dormant’ bank account, just as it doesn’t lie in an ‘active’ account, it is lent out to other people. In other words there is no pile of ‘unused’ money.
On a related topic; why are some banks so against ‘dormant’ accounts? It must cost far more to chase after ‘rate tarts. Personally I would love to have an account where I could put away ‘rainy day’ money knowing that it was safe, not losing value and earning a decent, if not necessarily the best, rate of interest.
“On a related topic; why are some banks so against
When this ‘Big Society’ guff was first mooted during the General Election campaigning, for me it set off some alarm bells, since the One Big Idea that is certainly coming our way is the Civic Society – which is a dog’s breakfast of half-baked Fabian neo-Marxist claptrap from the stinking stables of Gramsci and Foucault. This is the Big Idea behind domestic policy here and in the States, France and pretty well everywhere else. People – these politicians are poison. Politicos like Cameron, Obama, Merkel, Sarkozy et alia are hell-bent on imposing this Fabian model – usually by stealth, using the well-worn good Hegelian cop-bad cop method (aka Labour-Conservative).
Sorry – should have read ‘Hegelian good cop-bad cop’ – fingers before thoughts..
Some people might be underestimating the ability of the self-righteous to push on with ideas that from the beginning are unworkable. It smells like the new managements putting their stamp on.
I take a charitable view here and assume there is method in Cameron’s madness. I suspect that “Big Society” is a ploy to wean the British off the nanny state or at least prepare some ground ready for when austerity becomes a fact and public services are a shadow of what they are now (apart from the NHS, which we know is going to become a completely different animal, although eventual incorporation into the “Big Society” is plausible). This “Big Society” is potentially a radical rethink on how we provide for ourselves that what we currently expect local and central government to provide for us now. The clue is the setting up of trained local organizers who when the crunch comes can step in to mobilize the local population to enable them to be able to be self reliant and fend for themselves albeit it in local collectives. Like most of the new government’s policies they are bold and radical and designed to return better standards and values to society and to balance the countries books and restore competitiveness. Certainly “Big State” Labour (socialist) style has not worked and in fact brought the the UK to a point where it is socially and economically nearly bankrupt. In the absence of any other constructive solutions it is better to give “Big Society” some support.
Is this where those Nigerians got the idea for the 916 scam?